CIBC Market Return GICs (2 Year) due Nov 6, 2020
Available until October 31, 2018

Coupon Amounts will be paid on each Coupon Payment Date during the term of the GICs and will be equal to your Principal Amount multiplied by the Coupon Rate. You will be entitled to receive the Coupon Amount on each Coupon Payment Date regardless of the performance of the Asset. The final Coupon Payment Date will occur on the Maturity Date. It is possible that you will only receive the Coupon Amounts during the term of the GICs.

Variable Interest, if any, will be paid at maturity and will be equal to your Principal Amount multiplied by the GIC Return. The GIC Return will be equal to the Asset Return multiplied by the Participation Rate, provided that if such number is less than or equal to zero, the GIC Return will be equal to zero.  No Variable Interest will be payable at maturity unless the GIC Return is positive. If no Variable Interest is payable, you will still be entitled to receive your Principal Amount and the final Coupon Amount at maturity.

For GICs linked to an underlying index (an “Index” and collectively, the “Indices”), the Asset Return will measure the percentage increase or decrease in the Closing Level of the Index, measured from its Start Level to its End Level.

For GICs linked to a portfolio of shares (each a “Share” and collectively, the “Shares”) of the companies described on page 5 of this Information Statement (each a “Company” and collectively, the “Companies”), the Asset Return will be equal to the average of the Share Returns. The Share Return for each Share will measure the percentage increase or decrease in the Closing Level of each Share, measured from each Start Level to each End Level, subject to a minimum Share Return of -25.00% for each Share.  

FundSERV Code	Current GICs	Asset	Term	Annual Coupon Rate	Participation Rate	Issue Date	Maturity Date
CBL 3057	CIBC Canadian Market Return GICs	S&P/TSX 60 Index	3 Years	0.50%	60%	Nov 6, 2018	Nov 8, 2021
CBL 1703	CIBC Canadian Market Return GICs	S&P/TSX 60 Index	5 Years	0.50%	70%	Nov 6, 2018	Nov 6, 2023
CBL 3058	CIBC Canadian Financials Market Return GICs	Solactive Canada Bank Index	3 Years	0.50%	70%	Nov 6, 2018	Nov 8, 2021
CBL 1704	CIBC Canadian Financials Market Return GICs	Solactive Canada Bank Index	5 Years	0.50%	95%	Nov 6, 2018	Nov 6, 2023
CBL 2032	CIBC Market Return GICs	Portfolio of 10 Canadian shares	2 Years	0.50%	60%	Nov 6, 2018	Nov 6, 2020
CBL 3059	CIBC Market Return GICs	Portfolio of 10 Canadian shares	3 Years	0.50%	80%	Nov 6, 2018	Nov 8, 2021
CBL 1705	CIBC Market Return GICs	Portfolio of 10 Canadian shares	5 Years	0.50%	115%	Nov 6, 2018	Nov 6, 2023